FAQ
Got Questions? We’ve Got Answers – Explore our FAQ’s to Learn More About Our Practice and How We Serve Our Clients
Common Questions
Common Questions
What can I expect the first time we talk?
On this initial call, we are introducing ourselves to each other and the intent is to have a stress-free conversation regarding your financial situation and goals.
We will share with you our philosophy and what our process looks like. Naturally, you may have some questions, perhaps relating to your retirement goals, or to better understand what it would be like working with us.
At the end of the call, we can discuss what the appropriate next steps would be. Overall, the call usually lasts somewhere between 15-30 minutes.
We will share with you our philosophy and what our process looks like. Naturally, you may have some questions, perhaps relating to your retirement goals, or to better understand what it would be like working with us.
At the end of the call, we can discuss what the appropriate next steps would be. Overall, the call usually lasts somewhere between 15-30 minutes.
What would be the next step after the first call?
We would want to obtain some financial numbers from you. When it comes to retiring, it is a combination of how much money you have saved up and how much income you would like to have in retirement. Often times we will build a retirement plan, which takes in thousands of different scenario's to give you a better understanding of how ready you are for retirement.
What type of clients do you have?
The majority of our clients are either in or near retirement. By having our clients in a similar phase in life, it allows us to apply strategic focus. Other teams may be focused in a wide range of areas, which may cause them to be spread thin.
What services do you provide?
We like to describe it as wearing two hats: one as portfolio managers, overseeing your investments, and the other as financial and retirement planners, helping you plan and navigate your long-term financial goals for a secure future.
Are you a Fiduciary?
Yes, as Financial Advisors of a Registered Investment Adviser (RIA), we are fiduciaries. This means I am legally and ethically obligated to act in your best interest at all times, putting your needs ahead of my own.
How are you compensated for your services?
We are a fee-only RIA, which means we charge a fee based on the assets we manage for you. We don’t receive commissions or other compensation, ensuring our interests are aligned with yours—our success depends on your success.
How do you manage the money?
For our clients' portfolios, we serve as the portfolio managers with full discretion over investment decisions. We primarily invest in individual securities—such as stocks, bonds, and CDs—which do not carry additional fees. Depending on a clients circumstance, we may also have non-discretionary accounts.
What is your investment philosophy?
We believe owning the actual securities—whether individual stocks, bonds, or CDs—gives us greater flexibility in managing client portfolios. Direct ownership allows us to make more precise adjustments based on market conditions, client needs, and investment goals. For fixed income, we prefer owning the actual bond or CD because it allows us to lock in a specific interest rate and maturity date, providing predictable returns and greater control over the portfolio's cash flow and duration. This approach ensures we can more effectively align investments with our clients' objectives.
What is Ticino Wealth’s philosophy and approach with clients?
Our philosophy is simple: we take the responsibility of planning for your retirement seriously. Our goal is to ensure that you not only have a secure financial future but also a fulfilling retirement—one that allows you to enjoy the life you’ve worked so hard to build.
In terms of our approach, we have an understanding that everyone is different in terms of how they want their relationship to be like with us. Our goal is to set up a communication cadence that makes them feel comfortable and always informed.
In terms of our approach, we have an understanding that everyone is different in terms of how they want their relationship to be like with us. Our goal is to set up a communication cadence that makes them feel comfortable and always informed.
What does it mean to be a Certified Retirement Counselor?
A Certified Retirement Counselor (CRC) is a professional who has passed a rigorous 200-question exam covering essential areas of retirement planning, including income strategies, tax planning, healthcare, and investments. This certification demonstrates extensive expertise in navigating the complex financial aspects of retirement.
For retirees, working with a CRC provides confidence in creating a personalized retirement plan that optimizes income and carefully manages risk, particularly for those who prefer a more conservative approach as they age. A CRC helps ensure that retirees' portfolios are aligned with their evolving risk tolerance, supporting a secure and fulfilling retirement.
In terms of our approach, we have an understanding that everyone is different in terms of how they want their relationship to be like with us. Our goal is to set up a communication cadence that makes them feel comfortable and always informed.
For retirees, working with a CRC provides confidence in creating a personalized retirement plan that optimizes income and carefully manages risk, particularly for those who prefer a more conservative approach as they age. A CRC helps ensure that retirees' portfolios are aligned with their evolving risk tolerance, supporting a secure and fulfilling retirement.
In terms of our approach, we have an understanding that everyone is different in terms of how they want their relationship to be like with us. Our goal is to set up a communication cadence that makes them feel comfortable and always informed.
What is the significance behind the name of Ticino Wealth and the photos?
These photos are from a small, Italian speaking town in southern Switzerland, called Lavertezzo. Lavertezzo is a municipality in the district of Locarno in the canton of Ticino.
Our ancestors were goat and sheep herders from that region. We had the unique opportunity of visiting this beautiful place and learning about our heritage. The double arched stone bridge was built in the 17th century and is always a thrill to jump from the top into the crystal clear, bone chilling cold water.
Our ancestors were goat and sheep herders from that region. We had the unique opportunity of visiting this beautiful place and learning about our heritage. The double arched stone bridge was built in the 17th century and is always a thrill to jump from the top into the crystal clear, bone chilling cold water.
What areas do you typically serve?
We serve clients throughout the United States.
How do I get started?
The best way to reach us, is to call us at (949) 427-8104
If it is after-hours, of we’re unable to answer the phone, please leave a voicemail and we will call you back.
If it is after-hours, of we’re unable to answer the phone, please leave a voicemail and we will call you back.
Services Questions
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Who are your typical clients?
We work with a variety of clients. We work with the heads of municipalities’ transportation planning, traffic engineering or economic development departments, and with mayors’ offices.
What is the process for beginning a project?
We work with a variety of clients. We work with the heads of municipalities’ transportation planning, traffic engineering or economic development departments, and with mayors’ offices.
Can you help a client get funding?
We work with a variety of clients. We work with the heads of municipalities’ transportation planning, traffic engineering or economic development departments, and with mayors’ offices.
What if my project lies outside your team’s skillset?
We work with a variety of clients. We work with the heads of municipalities’ transportation planning, traffic engineering or economic development departments, and with mayors’ offices.
Will you tell me how to run my business?
We work with a variety of clients. We work with the heads of municipalities’ transportation planning, traffic engineering or economic development departments, and with mayors’ offices.
Are you a data controller or processor?
We work with a variety of clients. We work with the heads of municipalities’ transportation planning, traffic engineering or economic development departments, and with mayors’ offices.
Something Else? Reach out directly
We are here to answer any question you may have!
It’s incredibly rewarding when the children of my clients, many nearing retirement themselves, express how much they admired their parents’ fulfilling retirement and share their desire to achieve the same for their own futures.
It’s incredibly rewarding when the children of my clients, many nearing retirement themselves, express how much they admired their parents’ fulfilling retirement and share their desire to achieve the same for their own futures.
Disclaimer: Investing involves risk, including the possible loss of principal. One client’s experience is no guarantee of a similar experience for any other client.
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